/* Annuity Benchmark — site styles
   Layout concept: an editorial page with a measuring instrument built in.
   Serif headlines set the voice; ruled scales, mono labels and statement-style
   line items carry the subject's own vernacular (basis points, dollars per year,
   surrender schedules). */

:root{
  /* color — light */
  --paper:#F2F4F5;
  --surface:#FFFFFF;
  --surface-2:#E8EDF0;
  --ink:#0B1A2E;
  --ink-2:#33445A;
  --muted:#5A6879;
  --line:#D3DAE1;
  --line-2:#B9C4CF;
  --tide:#087F92;          /* turquoise, text-safe on light */
  --tide-bright:#14B4C8;
  --tide-wash:rgba(20,180,200,.10);
  --beam:#9A6B12;          /* lighthouse gold, text-safe on light */
  --beam-bright:#E0B45A;
  --beam-wash:rgba(224,180,90,.16);
  --alert:#A3261F;
  --band:#0A1F3D;          /* deep navy band, same mood in both themes */
  --band-2:#0E2A50;
  --band-ink:#E9F0F7;
  --band-muted:#A9BACD;
  --shadow:0 1px 2px rgba(11,26,46,.06),0 8px 28px rgba(11,26,46,.08);
  --header-bg:rgba(242,244,245,.82);

  /* type */
  --f-display:"Newsreader","Iowan Old Style","Palatino Linotype",Georgia,serif;
  --f-body:"Public Sans",system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --f-mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;
  --t-hero:clamp(2.5rem,1.1rem + 4.1vw,4.75rem);
  --t-h2:clamp(2rem,1.3rem + 2.6vw,3.25rem);
  --t-h3:clamp(1.3rem,1.1rem + .7vw,1.6rem);
  --t-lead:clamp(1.12rem,1.04rem + .35vw,1.3rem);
  --t-body:1.0625rem;
  --t-small:.9rem;
  --t-micro:.74rem;

  /* space + shape */
  --gutter:clamp(16px,4vw,44px);
  --max:1220px;
  --r:14px;
  --r-sm:9px;
  color-scheme:light;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --paper:#06101D; --surface:#0B192B; --surface-2:#10223A; --ink:#E7EEF5; --ink-2:#BCC8D6; --muted:#8C9BAE;
    --line:#1B2D45; --line-2:#29415F; --tide:#3DD0E1; --tide-bright:#3DD0E1; --tide-wash:rgba(61,208,225,.10);
    --beam:#E6BC66; --beam-bright:#E6BC66; --beam-wash:rgba(230,188,102,.13); --alert:#F07A70;
    --band:#081A33; --band-2:#0C2545; --band-ink:#E9F0F7; --band-muted:#A3B5C9;
    --shadow:0 1px 2px rgba(0,0,0,.3),0 12px 34px rgba(0,0,0,.35); --header-bg:rgba(6,16,29,.82);
    color-scheme:dark;
  }
}
:root[data-theme="dark"]{
  --paper:#06101D; --surface:#0B192B; --surface-2:#10223A; --ink:#E7EEF5; --ink-2:#BCC8D6; --muted:#8C9BAE;
  --line:#1B2D45; --line-2:#29415F; --tide:#3DD0E1; --tide-bright:#3DD0E1; --tide-wash:rgba(61,208,225,.10);
  --beam:#E6BC66; --beam-bright:#E6BC66; --beam-wash:rgba(230,188,102,.13); --alert:#F07A70;
  --band:#081A33; --band-2:#0C2545; --band-ink:#E9F0F7; --band-muted:#A3B5C9;
  --shadow:0 1px 2px rgba(0,0,0,.3),0 12px 34px rgba(0,0,0,.35); --header-bg:rgba(6,16,29,.82);
  color-scheme:dark;
}

/* ---------- base ---------- */
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:90px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--f-body);font-size:var(--t-body);line-height:1.6;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased}
img,video{max-width:100%;height:auto;display:block}
a{color:var(--tide);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--ink)}
:focus-visible{outline:3px solid var(--tide-bright);outline-offset:3px;border-radius:4px}
h1,h2,h3,h4{font-family:var(--f-display);font-weight:500;line-height:1.06;letter-spacing:-.015em;margin:0;text-wrap:balance;color:var(--ink)}
h1{font-size:var(--t-hero);font-variation-settings:"opsz" 72;letter-spacing:-.025em}
h2{font-size:var(--t-h2);font-variation-settings:"opsz" 60}
h3{font-size:var(--t-h3);font-variation-settings:"opsz" 24;line-height:1.2}
p{margin:0;text-wrap:pretty}
em.serif,.serif-i{font-family:var(--f-display);font-style:italic;font-weight:400}
.wrap{width:100%;max-width:var(--max);margin-inline:auto;padding-inline:var(--gutter)}
.skip{position:absolute;left:-999px;top:8px;background:var(--surface);padding:10px 14px;border-radius:8px;z-index:100}
.skip:focus{left:12px}
.sr{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.num{font-variant-numeric:tabular-nums}

/* ---------- small type ---------- */
.eyebrow{font-family:var(--f-mono);font-size:var(--t-micro);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);display:inline-flex;align-items:center;gap:10px}
.eyebrow::before{content:"";width:22px;height:9px;background:linear-gradient(90deg,var(--tide) 0 2px,transparent 2px 6px,var(--tide) 6px 7px,transparent 7px 11px,var(--tide) 11px 12px,transparent 12px 16px,var(--tide) 16px 17px,transparent 17px 21px,var(--tide) 21px 22px);background-size:22px 9px;opacity:.9}
.lead{font-size:var(--t-lead);line-height:1.55;color:var(--ink-2);max-width:62ch}
.muted{color:var(--muted)}
.mono{font-family:var(--f-mono)}
.fine{font-size:.8rem;line-height:1.55;color:var(--muted)}

/* ---------- ruler divider: the benchmark scale ---------- */
.scale{height:16px;background:
  repeating-linear-gradient(90deg,var(--line-2) 0 1px,transparent 1px 12px) bottom/100% 6px no-repeat,
  repeating-linear-gradient(90deg,var(--line-2) 0 1px,transparent 1px 60px) bottom/100% 14px no-repeat;
  border-bottom:1px solid var(--line-2);opacity:.9}

/* ---------- buttons ---------- */
.btn{--b:var(--ink);display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:12px 22px;border-radius:999px;border:1.5px solid var(--b);background:var(--b);color:var(--paper);font-family:var(--f-body);font-weight:600;font-size:1rem;text-decoration:none;cursor:pointer;transition:transform .18s ease,background .18s ease,color .18s ease,border-color .18s ease;white-space:nowrap}
.btn:hover{transform:translateY(-1px);color:var(--paper);background:var(--tide);border-color:var(--tide)}
.btn.ghost{background:transparent;color:var(--ink);border-color:var(--line-2)}
.btn.ghost:hover{border-color:var(--ink);color:var(--ink);background:transparent}
.btn.beam{--b:var(--beam-bright);color:#1B1305}
.btn.beam:hover{background:#F0C873;border-color:#F0C873;color:#1B1305}
.btn .arr{transition:transform .18s ease}
.btn:hover .arr{transform:translateX(3px)}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.textlink{font-weight:600;text-decoration:none;display:inline-flex;gap:8px;align-items:center}
.textlink:hover .arr{transform:translateX(3px)}
.textlink .arr{transition:transform .18s ease}

/* ---------- header ---------- */
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:var(--header-bg);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:saturate(1.4) blur(14px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;gap:20px;min-height:72px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);flex:none}
.brand img{width:40px;height:auto}
.brand .wm{font-family:var(--f-display);font-size:1.32rem;line-height:1;font-weight:600;letter-spacing:-.01em}
.brand .wm small{display:block;font-family:var(--f-mono);font-size:.62rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);font-weight:400;margin-top:5px}
.nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav a{color:var(--ink-2);text-decoration:none;font-size:.95rem;font-weight:500;padding:8px 12px;border-radius:999px}
.nav a:hover{color:var(--ink);background:var(--surface-2)}
.nav a[aria-current="page"]{color:var(--ink);background:var(--surface-2)}
.header-actions{display:flex;align-items:center;gap:8px}
.icon-btn{width:42px;height:42px;border-radius:999px;border:1px solid var(--line);background:var(--surface);color:var(--ink);display:inline-flex;align-items:center;justify-content:center;cursor:pointer}
.icon-btn:hover{border-color:var(--line-2)}
.icon-btn svg{width:19px;height:19px}
.icon-btn svg[hidden]{display:none}
.menu-btn{display:none}
.header-cta{min-height:42px;padding:9px 18px;font-size:.93rem}
@media (max-width:1060px){
  .nav{display:none}
  .menu-btn{display:inline-flex}
  .header-actions{margin-left:auto}
}
@media (max-width:520px){ .header-cta{display:none} }
/* header must always fit: brand shrinks, buttons never get pushed off-screen */
.site-header .wrap{gap:12px}
.brand{flex:0 1 auto;min-width:0}
.brand .wm{min-width:0}
.header-actions{flex:none}
@media (max-width:520px){
  .site-header .wrap{min-height:64px}
  .brand{gap:10px}.brand img{width:34px}
  .brand .wm{font-size:1.12rem}
  .brand .wm small{font-size:.54rem;letter-spacing:.12em;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
  .header-actions{gap:6px}.icon-btn{width:40px;height:40px}
}
@media (max-width:359px){.brand .wm small{display:none}}
/* mobile menu: a panel that drops over the page */
.mobile-nav{display:none;position:absolute;left:0;right:0;top:100%;z-index:2;background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line);box-shadow:0 24px 48px rgba(4,12,24,.18);max-height:calc(100vh - 64px);max-height:calc(100dvh - 64px);overflow-y:auto;overscroll-behavior:contain}
.mobile-nav.open{display:block;animation:mnIn .18s ease-out}
@keyframes mnIn{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}
.mobile-nav .wrap{display:grid;gap:10px;padding-block:8px 22px}
.mobile-nav .mn-links{display:grid}
.mobile-nav a.mn-link{display:flex;justify-content:space-between;align-items:center;padding:15px 4px;border-bottom:1px solid var(--line);color:var(--ink);text-decoration:none;font-size:1.08rem;font-weight:500}
.mobile-nav a.mn-link span{color:var(--muted)}
.mobile-nav a.mn-link[aria-current="page"]{color:var(--tide)}
.mobile-nav a.mn-link[aria-current="page"] span{color:var(--tide)}
.mobile-nav .mn-label{margin-top:10px}
.mobile-nav .mn-tools{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.mobile-nav .mn-tools a{display:grid;gap:3px;padding:14px;border:1px solid var(--line);border-radius:14px;background:var(--surface);text-decoration:none;color:var(--ink)}
.mobile-nav .mn-tools b{font-weight:600;font-size:.98rem}
.mobile-nav .mn-tools span{font-size:.82rem;color:var(--muted);line-height:1.35}
.mobile-nav .btn{width:100%;justify-content:center;margin-top:4px}
.nav-scrim{position:fixed;inset:0;top:64px;z-index:1;background:rgba(3,10,20,.45)}
.nav-scrim[hidden]{display:none}
@media (min-width:1061px){.mobile-nav,.nav-scrim{display:none!important}}
html.menu-open{overflow:hidden}
html.menu-open .sticky-cta{transform:translateY(110%)!important;visibility:hidden!important}

/* ---------- sections ---------- */
section{position:relative}
.sec{padding-block:clamp(64px,8vw,120px)}
.sec.tight{padding-block:clamp(48px,6vw,84px)}
.sec-head{display:grid;gap:18px;max-width:780px;margin-bottom:clamp(34px,4vw,56px)}
.sec-head.center{margin-inline:auto;text-align:center;justify-items:center}
.alt{background:var(--surface)}
.band{background:var(--band);color:var(--band-ink)}
.band h1,.band h2,.band h3{color:#F4F8FC}
.band .lead{color:var(--band-muted)}
.band .eyebrow{color:var(--band-muted)}
.band .eyebrow::before{--tide:#3DD0E1}
.band a{color:#7FE3EF}
.band .btn.ghost{color:#F4F8FC;border-color:rgba(255,255,255,.3)}
.band .btn.ghost:hover{border-color:#fff}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(28px,4vw,64px);align-items:center}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(18px,2.4vw,28px)}
@media (max-width:900px){.grid-2,.grid-3{grid-template-columns:minmax(0,1fr)}}

/* ---------- hero ---------- */
.hero{padding-block:clamp(44px,6vw,96px) clamp(54px,7vw,104px);overflow:hidden}
.hero::before{content:"";position:absolute;inset:-20% -10% auto auto;width:min(980px,90vw);height:760px;background:radial-gradient(closest-side,var(--tide-wash),transparent 70%);pointer-events:none}
.hero .wrap{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);gap:clamp(32px,5vw,72px);align-items:center;position:relative}
@media (max-width:980px){.hero .wrap{grid-template-columns:minmax(0,1fr)}}
.hero-copy{display:grid;gap:26px}
.hero h1 .tide{color:var(--tide);font-style:italic;font-weight:400}
.hero h1 .l{display:block}
.hero-meta{display:flex;flex-wrap:wrap;gap:10px 22px;font-family:var(--f-mono);font-size:.78rem;letter-spacing:.06em;color:var(--muted);text-transform:uppercase}
.hero-meta span{display:inline-flex;align-items:center;gap:8px}
.hero-meta span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--beam-bright)}
.page-hero{padding-block:clamp(44px,6vw,92px) clamp(36px,5vw,64px)}
.page-hero .wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(28px,5vw,64px);align-items:end}
@media (max-width:900px){.page-hero .wrap{grid-template-columns:minmax(0,1fr)}}
.page-hero h1{font-size:clamp(2.4rem,1.3rem + 3.8vw,4.4rem)}
.page-hero .photo{border-radius:var(--r);overflow:hidden;aspect-ratio:16/10;max-width:100%;box-shadow:var(--shadow)}
.page-hero .photo img{width:100%;height:100%;object-fit:cover}

/* ---------- instrument (fee translator) ---------- */
.instrument{background:var(--surface);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:clamp(20px,2.4vw,30px);display:grid;gap:20px;position:relative}
.instrument .ihead{display:flex;justify-content:space-between;align-items:center;gap:12px}
.label{font-family:var(--f-mono);font-size:var(--t-micro);letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.chip{font-family:var(--f-mono);font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;padding:5px 10px;border-radius:999px;border:1px solid var(--line-2);color:var(--muted);white-space:nowrap}
.field{display:grid;gap:8px}
.field label{font-weight:600;font-size:.95rem;display:flex;justify-content:space-between;gap:12px;align-items:baseline}
.field label output,.field label .val{font-family:var(--f-mono);font-weight:500;color:var(--tide);font-size:.95rem}
.money-input{display:flex;align-items:center;border:1.5px solid var(--line-2);border-radius:var(--r-sm);background:var(--paper);padding-inline:14px;min-height:52px}
.money-input:focus-within{border-color:var(--tide)}
.money-input span{font-family:var(--f-mono);color:var(--muted);font-size:1.05rem}
.money-input input{border:0;background:transparent;font:500 1.25rem var(--f-mono);color:var(--ink);width:100%;padding:10px 8px;outline:none;min-width:0}
.presets{display:flex;flex-wrap:wrap;gap:6px}
.presets button{font:500 .78rem var(--f-mono);border:1px solid var(--line);background:transparent;color:var(--ink-2);padding:6px 10px;border-radius:999px;cursor:pointer}
.presets button:hover,.presets button[aria-pressed="true"]{border-color:var(--tide);color:var(--tide)}
/* range as a ruler: ticks sit in an inset layer so they line up with the thumb's travel */
.ruler-wrap{position:relative;height:40px;--minor:60;--major:12}
.ruler-wrap .ticks{position:absolute;left:11px;right:11px;bottom:0;height:22px;pointer-events:none;
  background:repeating-linear-gradient(90deg,var(--line-2) 0 1px,transparent 1px calc(100% / var(--minor))) 0 100%/100% 9px no-repeat,
             repeating-linear-gradient(90deg,var(--muted) 0 1px,transparent 1px calc(100% / var(--major))) 0 100%/100% 18px no-repeat;
  border-bottom:1px solid var(--line-2)}
.ruler-wrap .ticks::before{content:"";position:absolute;right:-1px;bottom:0;width:1px;height:18px;background:var(--muted)}
.ruler-wrap .ticks::after{content:"";position:absolute;left:0;bottom:-2px;height:3px;width:var(--fill,40%);background:var(--tide);border-radius:2px}
.ruler-wrap input[type=range]{position:absolute;inset:0;width:100%;height:40px;margin:0;background:transparent;-webkit-appearance:none;appearance:none;cursor:pointer}
.ruler-wrap input[type=range]::-webkit-slider-runnable-track{height:40px;background:transparent}
.ruler-wrap input[type=range]::-moz-range-track{height:40px;background:transparent}
.ruler-wrap input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:40px;border:0;cursor:grab;background:
  linear-gradient(var(--beam-bright),var(--beam-bright)) 50% 100%/3px 30px no-repeat,
  radial-gradient(circle at 50% 8px,var(--beam-bright) 0 7px,transparent 7.5px)}
.ruler-wrap input[type=range]::-moz-range-thumb{width:22px;height:40px;border:0;border-radius:0;cursor:grab;background:
  linear-gradient(var(--beam-bright),var(--beam-bright)) 50% 100%/3px 30px no-repeat,
  radial-gradient(circle at 50% 8px,var(--beam-bright) 0 7px,transparent 7.5px)}
.ruler-wrap input[type=range]:focus-visible{outline:none}
.ruler-wrap:has(input:focus-visible){outline:3px solid var(--tide-bright);outline-offset:4px;border-radius:6px}
.ruler-legend{position:relative;height:16px;margin:6px 11px 0;font-family:var(--f-mono);font-size:.68rem;color:var(--muted)}
.ruler-legend span{position:absolute;top:0;transform:translateX(-50%);white-space:nowrap}
.ruler-legend span:first-child{transform:none}
.ruler-legend span:last-child{transform:translateX(-100%)}
.readout{border-top:1px dashed var(--line-2);padding-top:18px;display:grid;gap:14px}
.readout .big{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap}
.readout .big strong{font-family:var(--f-display);font-weight:500;font-size:clamp(2.6rem,1.8rem + 2.6vw,3.7rem);line-height:1;letter-spacing:-.02em;font-variant-numeric:tabular-nums;font-variation-settings:"opsz" 72}
.readout .big span{font-size:1.05rem;color:var(--muted)}
.readout dl{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:0}
.readout dl div{background:var(--paper);border-radius:var(--r-sm);padding:10px 12px;min-width:0}
.readout dt{font-family:var(--f-mono);font-size:.66rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.readout dd{margin:2px 0 0;font-family:var(--f-mono);font-weight:500;font-size:1.02rem;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
@media (max-width:420px){.readout dl{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}}
.bps{font-family:var(--f-mono);font-size:.8rem;color:var(--muted)}

/* ---------- 10x comparison ---------- */
.versus{display:grid;grid-template-columns:minmax(0,1fr) auto minmax(0,1fr);gap:18px;align-items:stretch}
@media (max-width:620px){.versus{grid-template-columns:minmax(0,1fr)}}
.stub{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px 22px 18px;display:grid;gap:10px;position:relative;overflow:hidden}
.stub::after{content:"";position:absolute;left:0;right:0;bottom:0;height:8px;background:radial-gradient(circle at 6px 8px,var(--paper) 4px,transparent 4.5px) 0 0/12px 8px repeat-x}
.alt .stub::after{background:radial-gradient(circle at 6px 8px,var(--surface) 4px,transparent 4.5px) 0 0/12px 8px repeat-x}
.alt .stub{background:var(--paper)}
.stub .who{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.line-item{display:flex;align-items:baseline;gap:8px;font-size:.96rem}
.line-item .dots{flex:1;border-bottom:1.5px dotted var(--line-2);transform:translateY(-4px);min-width:16px}
.line-item b{font-family:var(--f-mono);font-weight:500;font-variant-numeric:tabular-nums}
.stub .total{display:flex;align-items:baseline;justify-content:space-between;gap:12px;border-top:1px solid var(--line);padding-top:12px;margin-top:4px}
.stub .total strong{font-family:var(--f-display);font-size:clamp(2rem,1.6rem + 1.6vw,2.8rem);font-weight:500;line-height:1;font-variant-numeric:tabular-nums}
.stub.hi .total strong{color:var(--alert)}
.times{display:flex;align-items:center;justify-content:center;font-family:var(--f-display);font-style:italic;font-size:clamp(2.4rem,2rem + 2vw,3.6rem);color:var(--beam);padding-inline:6px}
.spot{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:clamp(24px,4vw,56px);align-items:center;margin-top:clamp(40px,5vw,64px);padding-top:clamp(32px,4vw,48px);border-top:1px solid var(--line)}
@media (max-width:860px){.spot{grid-template-columns:minmax(0,1fr)}}
.video-card{position:relative;border-radius:var(--r);overflow:hidden;background:#000;box-shadow:var(--shadow);aspect-ratio:16/9;max-width:100%}
.video-card video{width:100%;height:100%;object-fit:cover}
.video-card .play{position:absolute;inset:0;display:flex;align-items:flex-end;justify-content:flex-start;gap:12px;padding:18px;border:0;cursor:pointer;color:#fff;background:linear-gradient(0deg,rgba(3,10,20,.72),rgba(3,10,20,0) 55%);font:600 .95rem var(--f-body);text-align:left}
.video-card .play .pbtn{width:54px;height:54px;border-radius:50%;background:rgba(255,255,255,.95);display:inline-flex;align-items:center;justify-content:center;flex:none;box-shadow:0 6px 22px rgba(0,0,0,.35);transition:transform .2s ease}
.video-card .play:hover .pbtn{transform:scale(1.06)}
.video-card .play svg{width:20px;height:20px;margin-left:3px;fill:#0A1F3D}
.video-card .play small{display:block;font-weight:400;opacity:.8;font-size:.82rem}
.video-card.playing .play{display:none}

/* ---------- audience router ---------- */
.aud{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
@media (max-width:900px){.aud{grid-template-columns:minmax(0,1fr)}}
.aud a.aud-col{display:grid;gap:14px;align-content:start;padding:30px clamp(18px,2.4vw,32px) 34px;text-decoration:none;color:var(--ink);border-right:1px solid var(--line);transition:background .2s ease}
.aud a.aud-col:last-child{border-right:0}
@media (max-width:900px){.aud a.aud-col{border-right:0;border-bottom:1px solid var(--line)}.aud a.aud-col:last-child{border-bottom:0}}
.aud a.aud-col:hover{background:var(--surface)}
.aud .k{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--beam)}
.aud h3{font-size:clamp(1.5rem,1.2rem + 1vw,1.9rem)}
.aud ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.aud li{font-family:var(--f-display);font-style:italic;color:var(--ink-2);font-size:1.08rem;padding-left:18px;position:relative;line-height:1.35}
.aud li::before{content:"?";position:absolute;left:0;top:0;font-family:var(--f-mono);font-style:normal;color:var(--tide);font-size:.9rem}
.aud .go{font-weight:600;color:var(--tide);display:inline-flex;gap:8px}

/* ---------- steps ---------- */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;counter-reset:s;position:relative}
@media (max-width:980px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.steps{grid-template-columns:minmax(0,1fr)}}
.steps li{padding:26px 24px 28px 0;display:grid;gap:12px;align-content:start;border-top:2px solid var(--line-2);position:relative}
.steps li::before{counter-increment:s;content:counter(s,decimal-leading-zero);font-family:var(--f-mono);font-size:.8rem;color:var(--tide);letter-spacing:.08em}
.steps li::after{content:"";position:absolute;top:-6px;left:0;width:10px;height:10px;border-radius:50%;background:var(--beam-bright);box-shadow:0 0 0 4px var(--paper)}
.alt .steps li::after{box-shadow:0 0 0 4px var(--surface)}
.steps.six{grid-template-columns:repeat(3,minmax(0,1fr));row-gap:8px}
@media (max-width:900px){.steps.six{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.steps.six{grid-template-columns:minmax(0,1fr)}}
.steps h3{font-size:1.32rem}
.steps p{color:var(--ink-2);font-size:.98rem}

/* ---------- health score explorer ---------- */
.score{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(24px,4vw,56px);align-items:start}
@media (max-width:900px){.score{grid-template-columns:minmax(0,1fr)}}
.gauge-card{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:26px;display:grid;gap:16px;justify-items:center;text-align:center;box-shadow:var(--shadow)}
.gauge{width:min(260px,100%);aspect-ratio:1}
.gauge svg{width:100%;height:100%;overflow:visible}
.gauge .g-num{font-family:var(--f-display);font-size:64px;font-weight:500}
.gauge .g-sub{font-family:var(--f-mono);font-size:13px;letter-spacing:.12em}
.dims{display:grid;gap:8px}
.dim-list{display:flex;flex-wrap:wrap;gap:8px}
.dim-list button{font:500 .88rem var(--f-body);border:1px solid var(--line-2);background:var(--surface);color:var(--ink-2);border-radius:999px;padding:9px 14px;cursor:pointer;display:inline-flex;gap:8px;align-items:center}
.dim-list button .n{font-family:var(--f-mono);font-size:.72rem;color:var(--muted)}
.dim-list button[aria-pressed="true"]{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.dim-list button[aria-pressed="true"] .n{color:var(--beam-bright)}
.dim-panel{margin-top:14px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:24px;display:grid;gap:12px;min-height:220px}
.dim-panel h3{display:flex;justify-content:space-between;gap:12px;align-items:baseline;flex-wrap:wrap}
.dim-panel .meter{height:8px;border-radius:5px;background:var(--surface-2);overflow:hidden}
.dim-panel .meter i{display:block;height:100%;background:linear-gradient(90deg,var(--tide),var(--tide-bright));border-radius:5px;transition:width .5s cubic-bezier(.2,.8,.2,1)}
.dim-panel ul{margin:0;padding-left:18px;color:var(--ink-2);display:grid;gap:4px}

/* ---------- proof ---------- */
.figures{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid rgba(255,255,255,.14)}
@media (max-width:820px){.figures{grid-template-columns:minmax(0,1fr)}}
.figures div{padding:26px 24px 8px 0;display:grid;gap:8px}
.figures strong{font-family:var(--f-display);font-weight:400;font-size:clamp(2.8rem,2rem + 3vw,4.4rem);line-height:1;color:#F4F8FC;letter-spacing:-.02em}
.figures span{color:var(--band-muted);max-width:30ch}
.cases{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:36px}
@media (max-width:820px){.cases{grid-template-columns:minmax(0,1fr)}}
.case{border:1px solid rgba(255,255,255,.16);border-radius:var(--r);padding:24px;display:grid;gap:10px;background:rgba(255,255,255,.03)}
.case .k{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:#E6BC66}
.case p{color:var(--band-ink)}
.case .delta{font-family:var(--f-display);font-size:1.7rem;color:#F4F8FC;line-height:1.2}
.case .delta b{font-weight:500;color:#7FE3EF}

/* ---------- receipt pricing ---------- */
.receipt{background:var(--surface);border:1px solid var(--line);border-radius:6px;padding:30px clamp(20px,3vw,36px) 38px;box-shadow:var(--shadow);position:relative;max-width:560px;width:100%;justify-self:center}
.receipt::before,.receipt::after{content:"";position:absolute;left:0;right:0;height:10px;background:radial-gradient(circle at 7px 0,var(--paper) 6px,transparent 6.5px) 0 0/14px 10px repeat-x}
.receipt::before{top:-1px}
.receipt::after{bottom:-1px;transform:rotate(180deg)}
.alt .receipt::before,.alt .receipt::after{background:radial-gradient(circle at 7px 0,var(--surface) 6px,transparent 6.5px) 0 0/14px 10px repeat-x}
.alt .receipt{background:var(--paper)}
.receipt .rh{text-align:center;display:grid;gap:4px;padding-bottom:16px;border-bottom:1.5px dashed var(--line-2);margin-bottom:16px}
.receipt .rh strong{font-family:var(--f-display);font-size:1.5rem;font-weight:500}
.receipt .line-item{padding:9px 0;font-size:1rem}
.receipt .line-item b{font-size:1.06rem}
.receipt .line-item.zero b{color:var(--tide)}
.receipt .line-item small{display:block;color:var(--muted);font-size:.82rem}
.receipt .rf{border-top:1.5px dashed var(--line-2);margin-top:14px;padding-top:14px;text-align:center;font-family:var(--f-mono);font-size:.76rem;letter-spacing:.1em;color:var(--muted);text-transform:uppercase}

/* ---------- photos ---------- */
.photo-frame{border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow);aspect-ratio:16/10;max-width:100%}
.photo-frame img{width:100%;height:100%;object-fit:cover}
figure{margin:0}
figcaption{font-size:.82rem;color:var(--muted);margin-top:10px}

/* ---------- founder band ---------- */
.founder{position:relative;overflow:hidden}
.founder .bg{position:absolute;inset:0;background:url(../img/lighthouse.jpg) 72% 40%/cover no-repeat}
.founder .bg::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,14,27,.96) 0%,rgba(5,14,27,.86) 46%,rgba(5,14,27,.25) 78%,rgba(5,14,27,.1) 100%)}
@media (max-width:820px){.founder .bg::after{background:linear-gradient(0deg,rgba(5,14,27,.97) 0%,rgba(5,14,27,.88) 60%,rgba(5,14,27,.55) 100%)}}
.founder .wrap{position:relative;padding-block:clamp(70px,9vw,140px)}
.founder blockquote{margin:0;max-width:620px;display:grid;gap:22px}
.founder blockquote p.q{font-family:var(--f-display);font-size:clamp(1.8rem,1.3rem + 1.8vw,2.8rem);line-height:1.15;color:#F4F8FC;font-weight:400;letter-spacing:-.01em}
.founder blockquote p.q em{color:#E6BC66}
.founder .who{color:var(--band-muted)}
.founder .who b{color:#F4F8FC;font-weight:600}

/* ---------- answers ---------- */
.ask{display:grid;gap:14px}
.ask-box{display:flex;align-items:center;gap:10px;background:var(--surface);border:1.5px solid var(--line-2);border-radius:999px;padding:6px 6px 6px 20px;box-shadow:var(--shadow)}
.ask-box:focus-within{border-color:var(--tide)}
.ask-box svg{width:20px;height:20px;color:var(--muted);flex:none}
.ask-box input{flex:1;min-width:0;border:0;background:transparent;font:500 1.06rem var(--f-body);color:var(--ink);padding:12px 4px;outline:none}
.ask-box .btn{min-height:44px;padding:10px 18px}
.filters{display:flex;flex-wrap:wrap;gap:8px}
.filters button{font:500 .85rem var(--f-body);border:1px solid var(--line-2);background:transparent;color:var(--ink-2);border-radius:999px;padding:8px 14px;cursor:pointer}
.filters button[aria-pressed="true"]{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.suggest{display:flex;flex-wrap:wrap;gap:8px}
.suggest button{font:italic 400 1rem var(--f-display);border:0;background:var(--tide-wash);color:var(--ink);padding:8px 14px;border-radius:999px;cursor:pointer}
.suggest button:hover{background:var(--beam-wash)}
.qa-list{display:grid;gap:0;border-top:1px solid var(--line)}
.qa{border-bottom:1px solid var(--line)}
.qa summary{list-style:none;cursor:pointer;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:16px;align-items:start;padding:20px 2px}
.qa summary::-webkit-details-marker{display:none}
.qa summary h3{font-size:clamp(1.14rem,1.05rem + .4vw,1.34rem);line-height:1.3}
.qa summary .tags{display:flex;gap:6px;flex-wrap:wrap;margin-top:8px}
.qa summary .tags span{font-family:var(--f-mono);font-size:.64rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);border:1px solid var(--line);border-radius:999px;padding:3px 8px}
.qa summary .pm{width:30px;height:30px;border-radius:50%;border:1px solid var(--line-2);display:inline-flex;align-items:center;justify-content:center;transition:transform .2s ease;color:var(--ink-2);flex:none}
.qa[open] summary .pm{transform:rotate(45deg);border-color:var(--tide);color:var(--tide)}
.qa .ans{padding:0 2px 24px;max-width:72ch;color:var(--ink-2);display:grid;gap:12px}
.qa .ans ul{margin:0;padding-left:20px;display:grid;gap:6px}
.qa .ans .perma{font-family:var(--f-mono);font-size:.72rem;color:var(--muted);text-decoration:none}
.qa mark{background:var(--beam-wash);color:inherit;border-radius:3px;padding:0 2px}
.qa-empty{padding:28px 0;color:var(--ink-2);display:grid;gap:12px}
.result-count{font-family:var(--f-mono);font-size:.75rem;letter-spacing:.08em;color:var(--muted);text-transform:uppercase}

/* ---------- generic cards / lists ---------- */
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:clamp(20px,2.4vw,28px);display:grid;gap:12px;align-content:start;min-width:0}
.alt .card{background:var(--paper)}
.card .k{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--beam)}
.card p{color:var(--ink-2)}
.ticks{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.ticks li{display:grid;grid-template-columns:24px minmax(0,1fr);gap:12px;align-items:start;color:var(--ink-2)}
.ticks li::before{content:"";width:22px;height:22px;border-radius:50%;margin-top:2px;background:var(--tide-wash) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2314B4C8' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center/13px no-repeat}
.ticks li b{color:var(--ink)}
.nope li::before{background:rgba(163,38,31,.10) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C6463C' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M7 7l10 10M17 7L7 17'/%3E%3C/svg%3E") center/12px no-repeat}
.kv{display:grid;grid-template-columns:minmax(0,1fr);gap:0;border-top:1px solid var(--line)}
.kv div{display:grid;grid-template-columns:minmax(150px,.4fr) minmax(0,1fr);gap:16px;padding:16px 0;border-bottom:1px solid var(--line)}
@media (max-width:560px){.kv div{grid-template-columns:minmax(0,1fr);gap:4px}}
.kv-tight div{grid-template-columns:90px minmax(0,1fr)}
.kv dt{font-family:var(--f-mono);font-size:.78rem;letter-spacing:.06em;color:var(--muted);text-transform:uppercase;padding-top:3px}
.kv dd{margin:0;color:var(--ink-2)}
.pull{font-family:var(--f-display);font-size:clamp(1.5rem,1.2rem + 1.2vw,2.15rem);line-height:1.22;font-weight:400;color:var(--ink);max-width:28ch}
.pull em{color:var(--tide)}

/* ---------- calculators (individuals) ---------- */
.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(20px,3vw,40px);align-items:start}
@media (max-width:900px){.calc{grid-template-columns:minmax(0,1fr)}}
.fee-rows{display:grid;gap:16px}
.fee-row{display:grid;gap:6px}
.fee-row .top{display:flex;justify-content:space-between;gap:10px;align-items:baseline}
.fee-row .top span{font-weight:600;font-size:.95rem}
.fee-row .top small{color:var(--muted);font-size:.8rem;display:block;font-weight:400}
.fee-row .top output{font-family:var(--f-mono);color:var(--tide);white-space:nowrap}
.stack{height:18px;border-radius:9px;background:var(--surface-2);display:flex;overflow:hidden}
.stack i{display:block;height:100%}
.legend{display:flex;flex-wrap:wrap;gap:8px 16px;font-size:.82rem;color:var(--ink-2)}
.legend span{display:inline-flex;align-items:center;gap:6px}
.legend span::before{content:"";width:10px;height:10px;border-radius:3px;background:var(--c)}
.surrender{display:grid;gap:14px}
.sch{display:grid;grid-template-columns:repeat(8,minmax(0,1fr));gap:6px;align-items:end;height:150px}
.sch div{display:grid;gap:6px;justify-items:center;align-content:end;height:100%}
.sch i{display:block;width:100%;border-radius:6px 6px 2px 2px;background:var(--line-2);transition:background .2s ease}
.sch div.on i{background:var(--beam-bright)}
.sch div.past i{background:var(--tide-wash);outline:1px dashed var(--line-2)}
.sch b{font-family:var(--f-mono);font-weight:500;font-size:.72rem;color:var(--muted)}
.sch small{font-family:var(--f-mono);font-size:.7rem;color:var(--muted)}

/* ---------- wizard ---------- */
.wizard{background:var(--surface);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);overflow:hidden}
.wz-progress{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border-bottom:1px solid var(--line)}
.wz-progress span{padding:14px 16px;font-family:var(--f-mono);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);border-right:1px solid var(--line);position:relative}
.wz-progress span:last-child{border-right:0}
.wz-progress span.on{color:var(--ink)}
.wz-progress span.on::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:3px;background:var(--tide)}
.wz-progress span.done{color:var(--tide)}
@media (max-width:560px){.wz-progress span{font-size:.6rem;padding:12px 8px;letter-spacing:.06em}}
.wz-body{padding:clamp(20px,3vw,36px);display:grid;gap:22px}
.wz-step{display:grid;gap:20px}
.wz-step[hidden]{display:none!important}
.opts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
@media (max-width:760px){.opts{grid-template-columns:minmax(0,1fr)}}
.opt{position:relative}
.opt input{position:absolute;opacity:0;inset:0}
.opt label{display:grid;gap:6px;border:1.5px solid var(--line-2);border-radius:var(--r);padding:18px;cursor:pointer;height:100%}
.opt label b{font-family:var(--f-display);font-weight:500;font-size:1.25rem}
.opt label span{color:var(--ink-2);font-size:.92rem}
.opt input:checked + label{border-color:var(--tide);background:var(--tide-wash)}
.opt input:focus-visible + label{outline:3px solid var(--tide-bright);outline-offset:2px}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
@media (max-width:640px){.form-grid{grid-template-columns:minmax(0,1fr)}}
.form-grid .full{grid-column:1/-1}
.f{display:grid;gap:6px;min-width:0}
.f label{font-weight:600;font-size:.92rem}
.f label small{font-weight:400;color:var(--muted)}
.f input,.f select,.f textarea{font:1rem var(--f-body);color:var(--ink);background:var(--paper);border:1.5px solid var(--line-2);border-radius:var(--r-sm);padding:12px 14px;min-height:48px;width:100%}
.f textarea{min-height:110px;resize:vertical}
.f input:focus,.f select:focus,.f textarea:focus{outline:none;border-color:var(--tide)}
.checks{display:flex;flex-wrap:wrap;gap:8px}
.checks label{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--line-2);border-radius:999px;padding:9px 14px;cursor:pointer;font-size:.93rem}
.checks input{accent-color:var(--tide)}
.wz-nav{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:20px}
.notice{display:grid;grid-template-columns:22px minmax(0,1fr);gap:12px;background:var(--beam-wash);border-radius:var(--r-sm);padding:14px 16px;font-size:.9rem;color:var(--ink-2)}
.notice svg{width:20px;height:20px;color:var(--beam)}
.summary{background:var(--paper);border:1px dashed var(--line-2);border-radius:var(--r-sm);padding:18px;font-family:var(--f-mono);font-size:.86rem;white-space:pre-wrap;overflow-wrap:anywhere;color:var(--ink-2);max-height:360px;overflow:auto}
.copyline{display:flex;flex-wrap:wrap;gap:10px;align-items:center}
.copyline code{font-family:var(--f-mono);background:var(--surface-2);padding:6px 10px;border-radius:6px;user-select:all}

/* ---------- CTA band ---------- */
.cta-band .wrap{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:32px;align-items:center;padding-block:clamp(56px,7vw,100px)}
@media (max-width:860px){.cta-band .wrap{grid-template-columns:minmax(0,1fr)}}
.cta-band h2{font-size:clamp(2.2rem,1.4rem + 3vw,3.8rem)}
.cta-band h2 em{color:#7FE3EF;font-weight:400}
.contact-list{display:grid;gap:14px}
.contact-list div{display:grid;gap:2px;border-left:2px solid rgba(255,255,255,.18);padding-left:16px}
.contact-list .label{color:var(--band-muted)}
.contact-list .v{font-family:var(--f-mono);font-size:1.08rem;color:#F4F8FC;user-select:all;overflow-wrap:anywhere}
.copy-btn{font:500 .76rem var(--f-mono);letter-spacing:.06em;border:1px solid rgba(255,255,255,.25);background:transparent;color:var(--band-ink);border-radius:999px;padding:4px 10px;cursor:pointer;margin-left:8px;vertical-align:middle}

/* ---------- footer ---------- */
.site-footer{background:var(--surface);border-top:1px solid var(--line);padding-block:56px 40px;font-size:.92rem}
.foot-grid{display:grid;grid-template-columns:minmax(0,1.3fr) repeat(3,minmax(0,.7fr));gap:32px}
@media (max-width:860px){.foot-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:520px){.foot-grid{grid-template-columns:minmax(0,1fr)}}
.foot-grid h4{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:500;margin-bottom:12px}
.foot-grid ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.foot-grid a{color:var(--ink-2);text-decoration:none}
.foot-grid a:hover{color:var(--tide)}
.foot-brand{display:grid;gap:14px;max-width:380px}
.foot-brand p{color:var(--ink-2)}
.disclosure{margin-top:40px;padding-top:24px;border-top:1px solid var(--line);display:grid;gap:10px;color:var(--muted);font-size:.8rem;line-height:1.6}
.legal-row{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;margin-top:18px;color:var(--muted);font-size:.8rem}

/* ---------- motion ---------- */
@media (prefers-reduced-motion:no-preference){
  .js .reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.8,.2,1)}
  .js .reveal.in{opacity:1;transform:none}
}

/* =====================================================================
   HOME FUNNEL COMPONENTS
   ===================================================================== */

/* audience switch (segmented control) */
.aud-switch{display:inline-flex;flex-wrap:wrap;gap:4px;padding:4px;border-radius:999px;background:var(--surface);border:1px solid var(--line);box-shadow:var(--shadow);max-width:100%}
.aud-switch button{font:600 .9rem var(--f-body);border:0;background:transparent;color:var(--ink-2);padding:10px 16px;border-radius:999px;cursor:pointer;white-space:nowrap}
.aud-switch button[aria-pressed="true"]{background:var(--ink);color:var(--paper)}
.aud-switch .sm{display:none}
@media (max-width:560px){.aud-switch{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));width:100%}.aud-switch button{padding:10px 6px;text-align:center;font-size:.92rem}.aud-switch .lg{display:none}.aud-switch .sm{display:inline}}
.persona[hidden]{display:none!important}
.persona{display:grid;gap:22px}

/* trust strip */
.trust-strip{border-block:1px solid var(--line);background:var(--surface)}
.trust-strip ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(6,minmax(0,1fr))}
@media (max-width:1100px){.trust-strip ul{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:560px){.trust-strip ul{grid-template-columns:repeat(2,minmax(0,1fr))}}
.trust-strip li{padding:18px 16px;display:grid;gap:2px;border-right:1px solid var(--line);min-width:0}
.trust-strip li:last-child{border-right:0}
@media (max-width:1100px){.trust-strip li:nth-child(3n){border-right:0}.trust-strip li:nth-child(-n+3){border-bottom:1px solid var(--line)}}
@media (max-width:560px){.trust-strip li{border-right:1px solid var(--line)!important;border-bottom:1px solid var(--line)}.trust-strip li:nth-child(2n){border-right:0!important}}
.trust-strip b{font-family:var(--f-display);font-weight:500;font-size:1.35rem;line-height:1.1;color:var(--ink)}
.trust-strip span{font-size:.84rem;color:var(--muted)}

/* sample report card (advisor hero) */
.sample-report{display:grid;gap:14px}
.sample-report .sr-row{display:grid;grid-template-columns:auto minmax(0,1fr);gap:16px;align-items:center}
.mini-gauge{width:92px;height:92px}
.flag{display:grid;grid-template-columns:10px minmax(0,1fr);gap:10px;font-size:.93rem;color:var(--ink-2);align-items:baseline}
.flag::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--c,var(--beam-bright));transform:translateY(-1px)}
.flag.good{--c:var(--tide-bright)}
.flag.bad{--c:var(--alert)}

/* book estimator */
.est-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
@media (max-width:460px){.est-grid{grid-template-columns:minmax(0,1fr)}}
.est-grid .f input{font-family:var(--f-mono)}
.est-out{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.est-out div{background:var(--paper);border-radius:var(--r-sm);padding:12px 14px;display:grid;gap:2px;min-width:0}
.est-out dt{font-family:var(--f-mono);font-size:.66rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.est-out dd{margin:0;font-family:var(--f-display);font-size:1.5rem;font-weight:500;font-variant-numeric:tabular-nums;overflow-wrap:anywhere;line-height:1.15}
.est-out .wide{grid-column:1/-1;background:var(--tide-wash)}

/* lessons */
.lessons{display:grid;grid-template-columns:minmax(220px,.42fr) minmax(0,1fr);gap:clamp(20px,3vw,40px);align-items:start}
@media (max-width:900px){.lessons{grid-template-columns:minmax(0,1fr)}}
.lesson-nav{display:grid;gap:4px;position:sticky;top:96px}
@media (max-width:900px){.lesson-nav{position:static;display:flex;overflow-x:auto;gap:8px;padding-bottom:6px;scrollbar-width:thin}}
.lesson-nav button{display:grid;grid-template-columns:34px minmax(0,1fr);gap:10px;align-items:baseline;text-align:left;border:0;background:transparent;padding:12px 14px;border-radius:12px;cursor:pointer;color:var(--ink-2);font:500 .98rem var(--f-body)}
@media (max-width:900px){.lesson-nav button{flex:none;border:1px solid var(--line-2);border-radius:999px;padding:9px 14px;grid-template-columns:auto auto;white-space:nowrap}}
.lesson-nav button .n{font-family:var(--f-mono);font-size:.74rem;color:var(--muted)}
.lesson-nav button[aria-selected="true"]{background:var(--surface);color:var(--ink);box-shadow:var(--shadow)}
.lesson-nav button[aria-selected="true"] .n{color:var(--tide)}
.lesson-nav button.done .n::after{content:" ✓";color:var(--tide)}
.lesson-progress{height:4px;border-radius:2px;background:var(--line);overflow:hidden;margin:6px 14px 0}
@media (max-width:900px){.lesson-progress{display:none}}
.lesson-progress i{display:block;height:100%;background:linear-gradient(90deg,var(--tide),var(--beam-bright));transition:width .4s ease}
.lesson{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:clamp(22px,3vw,40px);display:grid;gap:20px;box-shadow:var(--shadow)}
.alt .lesson{background:var(--paper)}
.lesson[hidden]{display:none!important}
.lesson h3{font-size:clamp(1.6rem,1.2rem + 1.3vw,2.3rem)}
.lesson .body{display:grid;gap:14px;max-width:68ch;color:var(--ink-2)}
.lesson .takeaway{border-left:3px solid var(--beam-bright);padding:6px 0 6px 16px;font-family:var(--f-display);font-size:1.2rem;color:var(--ink);font-style:italic}
.lesson .tool{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:20px;display:grid;gap:16px}
.alt .lesson .tool{background:var(--surface)}
.lesson-foot{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;align-items:center;border-top:1px solid var(--line);padding-top:18px}
.two-col{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
@media (max-width:640px){.two-col{grid-template-columns:minmax(0,1fr)}}
.bars-compare{display:grid;gap:10px}
.bars-compare .bc{display:grid;grid-template-columns:150px minmax(0,1fr) auto;gap:12px;align-items:center;font-size:.9rem}
@media (max-width:520px){.bars-compare .bc{grid-template-columns:minmax(0,1fr) auto}.bars-compare .bc .bar{grid-column:1/-1;order:3}}
.bars-compare .bar{height:14px;border-radius:7px;background:var(--surface-2);overflow:hidden}
.bars-compare .bar i{display:block;height:100%;border-radius:7px;background:var(--c,var(--tide));transition:width .35s ease}
.bars-compare b{font-family:var(--f-mono);font-weight:500;font-variant-numeric:tabular-nums}

/* checkup quiz */
.checkup{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(20px,3vw,40px);align-items:start}
@media (max-width:960px){.checkup{grid-template-columns:minmax(0,1fr)}}
.q-card{background:var(--surface);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);overflow:hidden}
.q-top{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:16px 22px;border-bottom:1px solid var(--line)}
.q-bar{height:4px;background:var(--line)}
.q-bar i{display:block;height:100%;background:linear-gradient(90deg,var(--tide),var(--beam-bright));width:0;transition:width .35s ease}
.q-body{padding:clamp(20px,3vw,32px);display:grid;gap:18px;min-height:340px;align-content:start}
.q-body h3{font-size:clamp(1.35rem,1.1rem + .9vw,1.8rem)}
.q-help{color:var(--muted);font-size:.92rem;margin-top:-6px}
.choices{display:grid;gap:10px}
.choice{position:relative}
.choice input{position:absolute;opacity:0;inset:0;pointer-events:none}
.choice label{display:flex;align-items:center;gap:14px;border:1.5px solid var(--line-2);border-radius:12px;padding:14px 16px;cursor:pointer;font-weight:500;transition:border-color .15s ease,background .15s ease}
.choice label::before{content:"";width:18px;height:18px;border-radius:50%;border:2px solid var(--line-2);flex:none;transition:all .15s ease}
.choice input[type=checkbox] + label::before{border-radius:5px}
.choice input:checked + label{border-color:var(--tide);background:var(--tide-wash)}
.choice input:checked + label::before{border-color:var(--tide);background:var(--tide) radial-gradient(circle,var(--surface) 0 3px,transparent 3.5px)}
.choice input[type=checkbox]:checked + label::before{background:var(--tide) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center/12px no-repeat}
.choice input:focus-visible + label{outline:3px solid var(--tide-bright);outline-offset:2px}
.q-nav{display:flex;justify-content:space-between;gap:10px;align-items:center;padding:0 clamp(20px,3vw,32px) clamp(20px,3vw,28px)}
.q-side{display:grid;gap:16px}
.q-side .card{background:var(--surface)}
.result{display:grid;gap:18px}
.priority{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.priority .pill{font-family:var(--f-mono);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;padding:8px 14px;border-radius:999px;background:var(--pc,var(--beam-wash));color:var(--ink);border:1px solid var(--pc2,var(--beam-bright))}
.priority.high{--pc:rgba(163,38,31,.12);--pc2:var(--alert)}
.priority.mod{--pc:var(--beam-wash);--pc2:var(--beam-bright)}
.priority.low{--pc:var(--tide-wash);--pc2:var(--tide-bright)}
.meter-row{height:10px;border-radius:5px;background:linear-gradient(90deg,var(--tide-bright),var(--beam-bright) 55%,var(--alert));position:relative}
.meter-row i{position:absolute;top:-5px;width:4px;height:20px;border-radius:2px;background:var(--ink);transform:translateX(-50%);transition:left .5s cubic-bezier(.2,.8,.2,1)}
.findings{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.findings li{display:grid;gap:4px;padding:14px 16px;border-radius:12px;background:var(--paper);border-left:3px solid var(--fc,var(--beam-bright))}
.findings li.hi{--fc:var(--alert)}
.findings li.ok{--fc:var(--tide-bright)}
.findings li b{color:var(--ink)}
.findings li span{color:var(--ink-2);font-size:.93rem}

/* comparison table */
.compare-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:18px;background:var(--surface);box-shadow:var(--shadow)}
table.compare{width:100%;border-collapse:collapse;min-width:720px}
.compare th,.compare td{padding:16px 18px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line);font-size:.95rem}
.compare thead th{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:500;background:var(--paper)}
.compare thead th.us{color:var(--ink);background:var(--tide-wash)}
.compare tbody th{font-weight:600;color:var(--ink);width:24%}
.compare td{color:var(--ink-2)}
.compare td.us{background:var(--tide-wash);color:var(--ink);font-weight:600}
.compare tr:last-child th,.compare tr:last-child td{border-bottom:0}
.yes,.no,.maybe{display:inline-flex;align-items:center;gap:8px}
.yes::before,.no::before,.maybe::before{content:"";width:18px;height:18px;border-radius:50%;flex:none;background:var(--tide-wash) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2314B4C8' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center/11px no-repeat}
.no::before{background:rgba(163,38,31,.10) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C6463C' stroke-width='3.5' stroke-linecap='round'%3E%3Cpath d='M7 7l10 10M17 7L7 17'/%3E%3C/svg%3E") center/10px no-repeat}
.maybe::before{background:var(--beam-wash) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C9973F' stroke-width='3.5' stroke-linecap='round'%3E%3Cpath d='M7 12h10'/%3E%3C/svg%3E") center/10px no-repeat}
.scroll-hint{display:none;font-family:var(--f-mono);font-size:.72rem;color:var(--muted);margin-top:8px}
@media (max-width:760px){.scroll-hint{display:block}}

/* pledges */
.pledges{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
@media (max-width:1000px){.pledges{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.pledges{grid-template-columns:minmax(0,1fr)}}
.pledge{display:grid;gap:10px;padding:22px;border-radius:var(--r);border:1px solid var(--line);background:var(--surface);align-content:start}
.pledge svg{width:30px;height:30px;color:var(--tide)}
.pledge h3{font-size:1.25rem}
.pledge p{color:var(--ink-2);font-size:.95rem}

/* after-you-click timeline */
.timeline{list-style:none;margin:0;padding:0;display:grid;gap:0;border-left:2px solid var(--line-2);margin-left:8px}
.timeline li{position:relative;padding:0 0 26px 28px;display:grid;gap:4px}
.timeline li::before{content:"";position:absolute;left:-8px;top:4px;width:14px;height:14px;border-radius:50%;background:var(--paper);border:3px solid var(--tide)}
.alt .timeline li::before{background:var(--surface)}
.timeline .when{font-family:var(--f-mono);font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;color:var(--beam)}
.timeline b{font-family:var(--f-display);font-weight:500;font-size:1.2rem;color:var(--ink)}
.timeline span{color:var(--ink-2)}

/* B2B panels */
.b2b{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
@media (max-width:960px){.b2b{grid-template-columns:minmax(0,1fr)}}
.panel{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:clamp(22px,3vw,34px);display:grid;grid-template-columns:minmax(0,1fr);gap:18px;align-content:start;box-shadow:var(--shadow);min-width:0}
.panel .k{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--beam)}
.panel h3{font-size:clamp(1.5rem,1.2rem + 1vw,2rem)}

/* lead forms */
.lead-form{display:grid;gap:14px}
.lead-form .row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
@media (max-width:520px){.lead-form .row{grid-template-columns:minmax(0,1fr)}}
.lead-form .consent{font-size:.78rem;color:var(--muted);line-height:1.5}
.hp,.lead-form .hp,.inline-form .hp{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;min-width:0!important;opacity:0;pointer-events:none}
.lead-success{display:grid;gap:10px;padding:18px;border-radius:12px;background:var(--tide-wash);border:1px solid var(--tide-bright)}
.lead-success b{font-family:var(--f-display);font-size:1.3rem;font-weight:500;color:var(--ink)}
.lead-error{color:var(--alert);font-size:.9rem}
.inline-form{display:flex;gap:8px;flex-wrap:wrap}
.inline-form input{flex:1;min-width:200px;font:1rem var(--f-body);color:var(--ink);background:var(--paper);border:1.5px solid var(--line-2);border-radius:999px;padding:12px 18px;min-height:48px}
.inline-form input:focus{outline:none;border-color:var(--tide)}

/* guide magnet + booklet */
.magnet{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(28px,5vw,72px);align-items:center}
@media (max-width:900px){.magnet{grid-template-columns:minmax(0,1fr)}}
.booklet{position:relative;aspect-ratio:3/4;max-width:340px;width:100%;justify-self:center;border-radius:6px 14px 14px 6px;background:linear-gradient(160deg,#0E2A50,#071833);box-shadow:0 30px 70px rgba(4,12,24,.35),inset 8px 0 0 rgba(255,255,255,.06),inset 10px 0 18px rgba(0,0,0,.25);color:#F4F8FC;padding:30px 28px;display:grid;align-content:space-between;transform:rotate(-2.5deg);overflow:hidden}
.booklet::after{content:"";position:absolute;right:-40%;top:-30%;width:120%;height:90%;background:radial-gradient(closest-side,rgba(230,188,102,.35),transparent 70%)}
.booklet .bk{position:relative;z-index:1;display:grid;gap:12px}
.booklet .bk small{font-family:var(--f-mono);font-size:.62rem;letter-spacing:.16em;text-transform:uppercase;color:#E6BC66}
.booklet .bk strong{font-family:var(--f-display);font-weight:500;font-size:1.9rem;line-height:1.05}
.booklet .bk em{font-family:var(--f-display);color:#7FE3EF}
.booklet img{width:56px;position:relative;z-index:1}
.booklet .rule-lines{position:relative;z-index:1;display:grid;gap:7px}
.booklet .rule-lines i{display:block;height:2px;background:rgba(255,255,255,.14);border-radius:1px}
.booklet .rule-lines i:nth-child(2){width:80%}.booklet .rule-lines i:nth-child(3){width:60%}

/* break-even */
.breakeven{display:grid;gap:14px}
.be-out{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap}
.be-out strong{font-family:var(--f-display);font-weight:500;font-size:clamp(2.2rem,1.6rem + 2vw,3.2rem);line-height:1;font-variant-numeric:tabular-nums}

/* final CTA choices */
.choices-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
@media (max-width:900px){.choices-3{grid-template-columns:minmax(0,1fr)}}
.choice-card{display:grid;gap:10px;padding:24px;border-radius:var(--r);border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.04);text-decoration:none;color:var(--band-ink);align-content:start;transition:background .2s ease,border-color .2s ease}
.choice-card:hover{background:rgba(255,255,255,.08);border-color:rgba(127,227,239,.6);color:var(--band-ink)}
.choice-card .k{font-family:var(--f-mono);font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:#E6BC66}
.choice-card b{font-family:var(--f-display);font-weight:500;font-size:1.45rem;color:#F4F8FC;line-height:1.15}
.choice-card span{color:var(--band-muted);font-size:.95rem}
.choice-card .go{color:#7FE3EF;font-weight:600}

/* sticky CTA bar */
.sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:60;padding:10px var(--gutter) calc(10px + env(safe-area-inset-bottom,0px));background:var(--header-bg);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-top:1px solid var(--line);transform:translateY(110%);visibility:hidden;transition:transform .3s ease,visibility 0s linear .3s}
.sticky-cta.show{transform:none;visibility:visible;transition:transform .3s ease,visibility 0s}
.sticky-cta .in{max-width:var(--max);margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:12px}
.sticky-cta p{font-size:.92rem;color:var(--ink-2);margin:0}
.sticky-cta p b{color:var(--ink)}
.sticky-cta .btn{min-height:42px;padding:9px 16px;font-size:.92rem}
@media (max-width:640px){.sticky-cta p{display:none}.sticky-cta .in{justify-content:stretch}.sticky-cta .btn{flex:1}}
@media print{.sticky-cta{display:none}}

/* exit-intent modal */
.modal{position:fixed;inset:0;z-index:80;display:grid;place-items:center;padding:20px;background:rgba(3,10,20,.62);backdrop-filter:blur(4px)}
.modal[hidden]{display:none!important}
.modal .box{position:relative;width:min(760px,100%);max-height:calc(100vh - 40px);overflow:auto;background:var(--surface);border-radius:20px;box-shadow:0 40px 120px rgba(0,0,0,.45);display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr)}
@media (max-width:700px){.modal .box{grid-template-columns:minmax(0,1fr)}.modal .art{display:none}}
.modal .art{background:var(--band);padding:28px;display:grid;place-items:center}
.modal .art .booklet{transform:rotate(-3deg);max-width:230px;padding:22px 20px}
.modal .art .booklet .bk{gap:8px}.modal .art .booklet .bk em{font-size:.92rem}.modal .art .booklet img{width:40px}.modal .art .booklet .rule-lines{display:none}
.modal .art .booklet .bk strong{font-size:1.35rem}
.modal .copy{padding:clamp(24px,3vw,36px);display:grid;gap:14px;align-content:start}
.modal .close{position:absolute;top:10px;right:10px;width:38px;height:38px;border-radius:50%;border:1px solid var(--line);background:var(--surface);color:var(--ink);cursor:pointer;font-size:1.2rem;line-height:1;z-index:2}

/* guide page */
.guide-q{display:grid;grid-template-columns:64px minmax(0,1fr);gap:20px;padding:28px 0;border-bottom:1px solid var(--line)}
@media (max-width:560px){.guide-q{grid-template-columns:minmax(0,1fr);gap:8px}}
.guide-q .gn{font-family:var(--f-display);font-size:2.6rem;line-height:1;color:var(--tide);font-weight:400}
.guide-q h3{font-size:clamp(1.3rem,1.1rem + .7vw,1.65rem)}
.guide-q .why{color:var(--ink-2)}
.guide-q .ask{font-family:var(--f-display);font-style:italic;font-size:1.15rem;color:var(--ink);background:var(--beam-wash);border-radius:10px;padding:12px 16px}
.guide-q .red{font-size:.92rem;color:var(--ink-2)}
.guide-q .red b{color:var(--alert)}
.locked{position:relative}
.locked .veil{filter:blur(6px);user-select:none;pointer-events:none;max-height:640px;overflow:hidden}
.locked .gate{position:absolute;inset:auto 0 0 0;padding:150px 28px 28px;background:linear-gradient(0deg,var(--paper) 72%,transparent);display:grid;justify-items:center;text-align:center;gap:14px}
.locked.open .veil{filter:none;max-height:none;user-select:auto;pointer-events:auto}
.locked.open .gate{display:none}
.footer-signup{display:grid;gap:10px;margin-top:6px}
.footer-signup p{font-size:.86rem;color:var(--muted)}

.uses{display:grid;gap:10px;margin-top:6px;padding-top:18px;border-top:1px solid var(--line)}
.uses div{display:grid;grid-template-columns:auto minmax(0,1fr);gap:12px;align-items:baseline}
.uses .n{font-family:var(--f-mono);font-size:.75rem;color:var(--tide)}
.uses b{display:block;color:var(--ink);font-weight:600}
.uses span{color:var(--muted);font-size:.92rem}

/* robustness: never let grid children force horizontal overflow */
.ask,.q-side,.lessons>div,.magnet>div{grid-template-columns:minmax(0,1fr);min-width:0}
.ask-box{min-width:0}.ask-box input{min-width:0}
.instrument{grid-template-columns:minmax(0,1fr)}
.instrument .ihead{flex-wrap:wrap;row-gap:8px}
[data-wizard],[data-checkup],[data-q-result],[data-lessons],.checkup{scroll-margin-top:96px}

.recap{list-style:none;margin:18px 0 0;padding:0;display:grid;border-top:1px solid var(--line)}
.recap li{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:14px;padding:9px 0;border-bottom:1px solid var(--line);font-size:.86rem}
.recap span{color:var(--muted)}.recap b{color:var(--ink);font-weight:600;text-align:right}
[data-q-lead].in-card{margin-top:22px;box-shadow:none;background:var(--tide-wash);border-color:var(--tide-bright)}
.locked .gate .lead-form{text-align:left}
/* dollar fields: the wrapper is the box; the input inside has no box of its own */
.money-input input,.f .money-input input,.f .money-input input:focus{border:0;background:transparent;box-shadow:none;border-radius:0;font:500 1.25rem var(--f-mono);color:var(--ink);width:100%;padding:10px 8px;min-height:0;outline:none;min-width:0}
.f .money-input{min-height:50px}

@media (max-width:900px){
  .lesson-nav{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:6px;overflow:visible;padding-bottom:0}
  .lesson-nav button{display:flex;justify-content:center;align-items:center;padding:10px 0;border-radius:12px;white-space:normal;grid-template-columns:none}
  .lesson-nav button span:not(.n){display:none}
  .lesson-nav button .n{font-size:.95rem;font-weight:500}
  .lesson-nav button[aria-selected="true"]{background:var(--ink);border-color:var(--ink)}
  .lesson-nav button[aria-selected="true"] .n{color:var(--paper)}
  .lesson-nav button.done .n::after{content:""}
  .lesson-nav button.done:not([aria-selected="true"]){border-color:var(--tide)}
  .lesson-nav button.done:not([aria-selected="true"]) .n{color:var(--tide)}
  .lesson-progress{display:block;margin:10px 0 0}
}

/* ===== MOBILE POLISH ===== */
.nowrap{white-space:nowrap}
.contact-list a.v{text-decoration:none}
.contact-list a.v:hover{text-decoration:underline}
.contact-3{grid-template-columns:repeat(3,minmax(0,1fr))}
@media (max-width:760px){.contact-3{grid-template-columns:minmax(0,1fr)}}
.contact-list .v{overflow-wrap:normal;word-break:normal}
/* a lone last tile in a 2-up readout spans the row */
@media (max-width:420px){.readout dl div:last-child:nth-child(odd){grid-column:1/-1}}
/* fee stubs on small screens */
.stub .total .label{white-space:nowrap}
.line-item b{white-space:nowrap}
@media (max-width:420px){
  .stub{padding:18px 16px 16px}
  .line-item{font-size:.88rem;gap:6px}
  .line-item .dots{min-width:8px}
}
/* lessons: less nesting padding on phones */
@media (max-width:560px){
  .lesson{padding:20px 16px}
  .lesson .tool{padding:16px 14px}
  .lesson .takeaway{font-size:1.1rem}
}
/* estimator numbers never break mid-figure */
.est-out dd{overflow-wrap:normal;white-space:nowrap}
@media (max-width:420px){.est-out dd{font-size:1.3rem}.est-out div{padding:10px 12px}}
/* comparison table becomes stacked cards on phones */
@media (max-width:760px){
  .compare-wrap{overflow:visible;border:0;background:transparent;box-shadow:none;border-radius:0}
  table.compare{min-width:0;display:block}
  .compare thead{display:none}
  .compare tbody{display:grid;gap:12px}
  .compare tr{display:grid;background:var(--surface);border:1px solid var(--line);border-radius:16px;overflow:hidden;box-shadow:var(--shadow)}
  .compare tbody th{width:auto;padding:14px 16px 10px;border-bottom:1px solid var(--line);font-family:var(--f-display);font-size:1.15rem;font-weight:500}
  .compare td{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:12px;align-items:start;padding:11px 16px;border-bottom:1px solid var(--line);font-size:.92rem}
  .compare td::before{content:attr(data-label);font-family:var(--f-mono);font-size:.64rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:500;padding-top:3px;line-height:1.4}
  .compare td.us::before{color:var(--tide)}
  .compare tr td:last-child{border-bottom:0}
  .compare tr:last-child th{border-bottom:1px solid var(--line)}
  .scroll-hint{display:none!important}
}

.wz-progress i,.wz-progress em{font-style:normal}
@media (max-width:560px){
  .wz-progress{grid-template-columns:repeat(4,auto)}
  .wz-progress span{padding:12px 10px;text-align:center;font-size:.68rem}
  .wz-progress span:not(.on) em{display:none}
  .wz-progress span.on{text-align:left}
}
/* footer on phones: brand full width, links two-up */
@media (max-width:520px){
  .foot-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 18px}
  .foot-grid>.foot-brand{grid-column:1/-1}
  .foot-grid>div:last-child{grid-column:1/-1}
}
/* search box on small phones */
@media (max-width:420px){.ask-box .btn{padding:10px 14px}.ask-box input{font-size:.98rem}}
/* guide page hero art smaller on phones */
@media (max-width:900px){.page-hero .booklet{max-width:240px}}
@media (max-width:900px){.page-hero .booklet{padding:24px 22px}.page-hero .booklet .bk strong{font-size:1.5rem}.page-hero .booklet img{width:44px}}
.est-out .wide dd{white-space:normal}
.page-hero .wrap>*,.hero .wrap>*,.hero-copy,.persona{min-width:0}
@media (max-width:420px){.btn{white-space:normal;text-align:center;line-height:1.3}}
.kv dd .mono{overflow-wrap:anywhere}@media (max-width:420px){.kv-tight dd .mono{font-size:.9rem}}
.nav-scrim{top:72px}
.mobile-nav{max-height:calc(100vh - 72px);max-height:calc(100dvh - 72px)}
@media (max-width:520px){.nav-scrim{top:64px}.mobile-nav{max-height:calc(100vh - 64px);max-height:calc(100dvh - 64px)}}
.q-nav .btn,.wz-nav .btn,.lesson-foot .btn,.sticky-cta .btn,.ask-box .btn,.inline-form .btn,.copy-btn{white-space:nowrap;flex:none}
.q-nav .fine{flex:1;min-width:0}

/* =====================================================================
   V3: SCHEDULER · INSTITUTIONAL · CAREERS · COMPANY · LEGAL
   ===================================================================== */
.f>span{font-weight:600;font-size:.92rem}
.f>span small{font-weight:400;color:var(--muted)}
.row2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
@media (max-width:560px){.row2{grid-template-columns:minmax(0,1fr)}}
.btn.danger{--b:var(--alert);background:transparent;color:var(--alert)}

/* ---------- scheduler ---------- */
.sched{background:var(--surface);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);overflow:hidden;min-width:0}
.sched-loading{padding:48px 24px;color:var(--muted);text-align:center}
.sched-head{padding:20px 24px;border-bottom:1px solid var(--line);display:grid;gap:14px}
.sched-types{display:flex;gap:4px;flex-wrap:wrap;background:var(--surface-2);border-radius:999px;padding:4px;justify-self:start;max-width:100%}
.sched-types button{border:0;background:transparent;border-radius:999px;padding:8px 14px;font:600 .88rem var(--f-body);color:var(--ink-2);cursor:pointer}
.sched-types button[aria-selected="true"]{background:var(--ink);color:var(--paper)}
.sched-title{display:grid;gap:8px}
.sched-title h3{font-family:var(--f-display);font-size:clamp(1.35rem,1.2rem + .6vw,1.7rem);font-weight:500;margin:0}
.sched-title p{margin:0;color:var(--ink-2);font-size:.95rem;max-width:60ch}
.sched-meta{display:flex;gap:6px 16px;flex-wrap:wrap;color:var(--muted);font-size:.88rem}
.sched-meta span{display:inline-flex;align-items:center;gap:6px}
.sched-meta svg,.sched-picked svg{width:16px;height:16px}
.sched-body{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr)}
@media (max-width:760px){.sched-body{grid-template-columns:minmax(0,1fr)}}
.sched-cal{padding:18px 24px 20px;border-right:1px solid var(--line);display:grid;gap:10px;align-content:start}
@media (max-width:760px){.sched-cal{border-right:0;border-bottom:1px solid var(--line)}}
.sched-mh{display:flex;align-items:center;justify-content:space-between}
.sched-mh b{font-weight:600}
.sched-mh button{width:36px;height:36px;border-radius:50%;border:1px solid var(--line);background:var(--surface);color:var(--ink);display:grid;place-items:center;cursor:pointer}
.sched-mh button[disabled]{opacity:.35;cursor:default}
.sched-mh svg{width:16px;height:16px}
.sched-dow,.sched-grid{display:grid;grid-template-columns:repeat(7,minmax(0,1fr));gap:4px;text-align:center}
.sched-dow span{font:500 .68rem var(--f-mono);letter-spacing:.08em;color:var(--muted);text-transform:uppercase}
.sched-grid>*{aspect-ratio:1;display:grid;place-items:center;border-radius:50%;font-size:.92rem;font-variant-numeric:tabular-nums}
.sched-grid button{border:0;background:var(--tide-wash);color:var(--ink);font-weight:700;cursor:pointer}
.sched-grid button:hover{outline:2px solid var(--tide);outline-offset:-2px}
.sched-grid button[aria-pressed="true"]{background:var(--ink);color:var(--paper)}
.sched-grid .off{color:var(--line-2)}
.sched-tz{font-size:.84rem;color:var(--muted);display:flex;gap:6px;align-items:center;flex-wrap:wrap}
.sched-tz select{font:600 .84rem var(--f-body);border:1px solid var(--line-2);border-radius:8px;padding:4px 8px;background:var(--surface);color:var(--ink)}
.sched-times{padding:18px 24px 22px;display:grid;gap:12px;align-content:start;max-height:440px;overflow:auto}
.sched-day{font-weight:600}
.sched-slots{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
.sched-slots button{border:1.5px solid var(--tide);background:var(--surface);color:var(--tide);border-radius:10px;padding:11px 8px;font:700 .95rem var(--f-body);cursor:pointer;font-variant-numeric:tabular-nums}
.sched-slots button:hover{background:var(--tide);color:var(--paper)}
.sched-form{padding:20px 24px 24px;display:grid;gap:14px}
.sched-form form{display:grid;gap:12px}
.sched-picked{display:flex;gap:8px 18px;flex-wrap:wrap;align-items:center;background:var(--tide-wash);border-radius:12px;padding:12px 14px;font-size:.95rem}
.sched-picked span{display:inline-flex;gap:8px;align-items:center}
.sched-picked .textlink{margin-left:auto;background:none;border:0;cursor:pointer;color:var(--tide);font:600 .9rem var(--f-body)}
.sched-loc{border:0;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
.sched-loc legend{font-weight:600;font-size:.92rem;margin-bottom:6px;padding:0}
.sched-loc label{display:grid;grid-template-columns:auto minmax(0,1fr);gap:2px 10px;align-items:center;border:1.5px solid var(--line-2);border-radius:12px;padding:10px 12px;cursor:pointer;font-weight:600}
.sched-loc label small{grid-column:2;font-weight:400;color:var(--muted);font-size:.8rem}
.sched-loc label:has(input:checked){border-color:var(--tide);background:var(--tide-wash)}
.sched-loc input{accent-color:var(--tide)}
.sched-actions{display:flex;gap:10px;flex-wrap:wrap}
.sched-err{color:var(--alert);font-weight:600;margin:0}
.sched-done{padding:28px 24px;display:grid;gap:14px;justify-items:start}
.sched-done h3{font-family:var(--f-display);font-size:1.7rem;font-weight:500;margin:0}
.sched-done p{margin:0;color:var(--ink-2)}
.sched-done dl{margin:0;display:grid;gap:8px;width:100%;border-top:1px solid var(--line);padding-top:12px}
.sched-done dl div{display:grid;grid-template-columns:80px minmax(0,1fr);gap:12px}
.sched-done dt{font:500 .7rem var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--muted);padding-top:3px}
.sched-done dd{margin:0;font-weight:600;overflow-wrap:anywhere}
.sched-ok{width:46px;height:46px;border-radius:50%;background:var(--tide);color:#fff;display:grid;place-items:center}
.sched-ok svg{width:24px;height:24px}
.sched-add{display:flex;gap:8px;flex-wrap:wrap}
.sched-add .btn{min-height:42px;padding:9px 16px;font-size:.92rem}
.sched-fallback{padding:24px;display:grid;gap:6px}
.sched-fallback p{margin:0;color:var(--ink-2)}
.sched-wrap{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(24px,4vw,56px);align-items:start}
@media (max-width:960px){.sched-wrap{grid-template-columns:minmax(0,1fr)}}

/* ---------- institutional ---------- */
.inst-hero{background:var(--band);color:var(--band-ink);position:relative;overflow:hidden;border-bottom:3px solid #E0B45A}
.inst-hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(90deg,transparent,#000 40%,#000)}
.inst-hero .wrap{position:relative;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:clamp(28px,5vw,72px);align-items:center;padding-block:clamp(56px,7vw,104px)}
@media (max-width:960px){.inst-hero .wrap{grid-template-columns:minmax(0,1fr)}}
.inst-hero h1{color:var(--band-ink);font-family:var(--f-display);font-weight:500;font-size:clamp(2.3rem,1.3rem + 3.3vw,4rem);line-height:1.04;letter-spacing:-.015em;margin:0}
.inst-hero h1 em{font-style:italic;color:#E6BC66}
.inst-hero .lead{color:var(--band-muted)}
.inst-hero .eyebrow{color:#E6BC66}
.inst-hero .btn.ghost{color:var(--band-ink);border-color:rgba(255,255,255,.35)}
.inst-hero .btn.ghost:hover{border-color:#fff;color:#fff}
.inst-hero .btn:not(.ghost){--b:#E0B45A;color:#1B1305}
.inst-badges{display:flex;gap:8px;flex-wrap:wrap}
.inst-badges span{font:500 .7rem var(--f-mono);letter-spacing:.12em;text-transform:uppercase;border:1px solid rgba(255,255,255,.22);border-radius:999px;padding:6px 11px;color:var(--band-ink)}
.spec{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:clamp(18px,2.4vw,28px);display:grid;gap:4px;backdrop-filter:blur(4px)}
.spec .t{display:flex;justify-content:space-between;align-items:center;gap:10px;padding-bottom:12px;border-bottom:1px solid rgba(255,255,255,.14);margin-bottom:6px}
.spec .t b{font-family:var(--f-display);font-weight:500;font-size:1.25rem}
.spec .t span{font:500 .66rem var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:#E6BC66}
.spec dl{margin:0;display:grid}
.spec dl div{display:grid;grid-template-columns:130px minmax(0,1fr);gap:14px;padding:9px 0;border-bottom:1px dashed rgba(255,255,255,.12)}
.spec dl div:last-child{border-bottom:0}
.spec dt{font:500 .68rem var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--band-muted);padding-top:3px}
.spec dd{margin:0;font-size:.95rem;color:var(--band-ink)}
@media (max-width:480px){.spec dl div{grid-template-columns:minmax(0,1fr);gap:2px}}
.inst-nav{position:sticky;top:72px;z-index:20;background:var(--header-bg);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
@media (max-width:520px){.inst-nav{top:64px}}
.inst-nav .wrap{display:flex;gap:2px;overflow-x:auto;scrollbar-width:none;padding-block:6px}
.inst-nav .wrap::-webkit-scrollbar{display:none}
.inst-nav a{white-space:nowrap;padding:8px 12px;border-radius:999px;font-size:.88rem;font-weight:600;color:var(--ink-2);text-decoration:none}
.inst-nav a:hover{background:var(--surface-2);color:var(--ink)}
.inst-nav a.on{background:var(--ink);color:var(--paper)}
.secnum{display:flex;align-items:center;gap:12px;font:500 .74rem var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.secnum b{font-weight:600;color:var(--beam)}
.secnum::after{content:"";flex:1;height:1px;background:var(--line);max-width:160px}
.band .secnum{color:var(--band-muted)}.band .secnum b{color:#E6BC66}.band .secnum::after{background:rgba(255,255,255,.18)}
.stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;border-top:1px solid rgba(255,255,255,.16);border-bottom:1px solid rgba(255,255,255,.16)}
@media (max-width:900px){.stats{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:480px){.stats{grid-template-columns:minmax(0,1fr)}}
.stats>div{padding:22px 20px;border-right:1px solid rgba(255,255,255,.12);display:grid;gap:8px;align-content:start}
.stats>div:last-child{border-right:0}
.stats strong{font-family:var(--f-display);font-weight:400;font-size:clamp(2.1rem,1.6rem + 1.6vw,3rem);line-height:1;color:#fff;font-variant-numeric:tabular-nums}
.stats span{color:var(--band-muted);font-size:.92rem}
.stats sup,.src sup{font:600 .62rem var(--f-mono);color:#E6BC66;margin-left:2px}
.sources{margin:18px 0 0;padding:0;list-style:none;display:grid;gap:4px;font-size:.76rem;color:var(--band-muted)}
.sources a{color:var(--band-muted)}
.controls{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
@media (max-width:980px){.controls{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:600px){.controls{grid-template-columns:minmax(0,1fr)}}
.control{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:20px;display:grid;gap:8px;align-content:start;position:relative}
.control .code{font:600 .68rem var(--f-mono);letter-spacing:.12em;color:var(--tide)}
.control h3{font-size:1.08rem;font-weight:600;margin:0}
.control p{margin:0;color:var(--ink-2);font-size:.94rem}
.gantt{display:grid;gap:10px;background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:clamp(16px,2.4vw,26px)}
.gantt .scale,.gantt .gr{display:grid;grid-template-columns:200px minmax(0,1fr);gap:14px;align-items:center}
@media (max-width:640px){.gantt .scale,.gantt .gr{grid-template-columns:minmax(0,1fr);gap:6px}.gantt .scale>span:first-child{display:none}}
.gantt .weeks{display:grid;grid-template-columns:repeat(10,minmax(0,1fr));font:500 .66rem var(--f-mono);color:var(--muted);text-align:center}
.gantt .track{position:relative;height:26px;background:repeating-linear-gradient(90deg,var(--surface-2) 0 calc(10% - 1px),var(--line) calc(10% - 1px) 10%);border-radius:6px}
.gantt .bar{position:absolute;top:4px;bottom:4px;left:calc(var(--s) * 10%);width:calc((var(--e) - var(--s)) * 10%);background:var(--tide);border-radius:4px;display:flex;align-items:center;padding-left:8px;color:#fff;font:600 .7rem var(--f-mono);white-space:nowrap;overflow:hidden}
.gantt .bar.gold{background:#C9952F}
.gantt .gr b{font-size:.92rem;font-weight:600}
.gantt .gr small{display:block;color:var(--muted);font-weight:400;font-size:.8rem}
.dash-mock{background:var(--surface);border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);overflow:hidden}
.dash-mock .dh{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:14px 18px;border-bottom:1px solid var(--line);background:var(--surface-2)}
.dash-mock .dh b{font-family:var(--f-display);font-weight:500;font-size:1.1rem}
.dash-mock .kp{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border-bottom:1px solid var(--line)}
@media (max-width:640px){.dash-mock .kp{grid-template-columns:repeat(2,minmax(0,1fr))}}
.dash-mock .kp div{padding:14px 18px;border-right:1px solid var(--line);display:grid;gap:4px}
.dash-mock .kp div:last-child{border-right:0}
.dash-mock .kp span{font:500 .64rem var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.dash-mock .kp strong{font-family:var(--f-display);font-weight:500;font-size:1.6rem;font-variant-numeric:tabular-nums}
.dash-mock .body{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr)}
@media (max-width:860px){.dash-mock .body{grid-template-columns:minmax(0,1fr)}}
.dash-mock .dist{padding:16px 18px;border-right:1px solid var(--line);display:grid;gap:8px;align-content:start}
.dash-mock .dist .r{display:grid;grid-template-columns:62px minmax(0,1fr) 40px;gap:10px;align-items:center;font-size:.84rem}
.dash-mock .dist .r i{display:block;height:12px;border-radius:0 4px 4px 0;background:#0A8BA3}
.dash-mock .dist .r em{font-style:normal;font:600 .78rem var(--f-mono);text-align:right}
.dash-mock table{width:100%;border-collapse:collapse;font-size:.84rem}
.dash-mock th{text-align:left;font:500 .64rem var(--f-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--muted);padding:10px 14px;border-bottom:1px solid var(--line)}
.dash-mock td{padding:9px 14px;border-bottom:1px solid var(--line)}
.dash-mock tr:last-child td{border-bottom:0}
.dash-mock .pri{display:inline-block;padding:2px 8px;border-radius:999px;font:600 .66rem var(--f-mono);letter-spacing:.06em}
.dash-mock .pri.h{background:rgba(194,65,45,.12);color:#B42318}.dash-mock .pri.m{background:var(--beam-wash);color:var(--beam)}
.dash-mock .foot{padding:10px 18px;border-top:1px solid var(--line);font-size:.76rem;color:var(--muted)}
.reg{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
@media (max-width:900px){.reg{grid-template-columns:minmax(0,1fr)}}
.reg .card h3{font-size:1.1rem;font-weight:600;margin:0}
.reg .card .k{color:var(--tide)}
.tiers{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;align-items:stretch}
@media (max-width:900px){.tiers{grid-template-columns:minmax(0,1fr)}}
.tier{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:24px;display:grid;gap:12px;align-content:start}
.tier.feature{border:2px solid var(--ink);box-shadow:var(--shadow)}
.tier h3{font-family:var(--f-display);font-weight:500;font-size:1.5rem;margin:0}
.tier .k{font:500 .7rem var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--beam)}
.tier p{margin:0;color:var(--ink-2)}
.tier .ticks li{font-size:.94rem}
.checks2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
@media (max-width:560px){.checks2{grid-template-columns:minmax(0,1fr)}}
.checks2 label{display:flex;gap:10px;align-items:flex-start;border:1px solid var(--line-2);border-radius:10px;padding:10px 12px;font-size:.92rem;cursor:pointer;background:var(--surface)}
.checks2 label:has(input:checked){border-color:var(--tide);background:var(--tide-wash)}
.checks2 input{margin-top:3px;accent-color:var(--tide)}
.form-card{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:clamp(20px,3vw,32px);display:grid;gap:14px;box-shadow:var(--shadow)}
.form-card h3{font-family:var(--f-display);font-weight:500;font-size:1.5rem;margin:0}

/* ---------- careers ---------- */
.roles{display:grid;gap:12px}
.role{background:var(--surface);border:1px solid var(--line);border-radius:16px;overflow:hidden}
.role>summary{list-style:none;cursor:pointer;padding:20px 22px;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:6px 16px;align-items:center}
.role>summary::-webkit-details-marker{display:none}
.role>summary h3{font-family:var(--f-display);font-weight:500;font-size:1.35rem;margin:0}
.role>summary .meta{display:flex;gap:6px;flex-wrap:wrap;grid-column:1}
.role>summary .pm{grid-row:1/span 2;grid-column:2;width:36px;height:36px;border-radius:50%;border:1px solid var(--line-2);display:grid;place-items:center;font-size:1.2rem;transition:transform .2s}
.role[open]>summary .pm{transform:rotate(45deg)}
.role .rb{padding:0 22px 22px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
@media (max-width:760px){.role .rb{grid-template-columns:minmax(0,1fr)}}
.role .rb h4{margin:0 0 8px;font:500 .7rem var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.role .rb ul{margin:0;padding-left:18px;display:grid;gap:6px;color:var(--ink-2);font-size:.95rem}
.role .rb .full{grid-column:1/-1}
.traits{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
@media (max-width:900px){.traits{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.traits{grid-template-columns:minmax(0,1fr)}}
.trait{border-top:2px solid var(--ink);padding-top:14px;display:grid;gap:6px}
.trait b{font-family:var(--f-display);font-weight:500;font-size:1.25rem}
.trait span{color:var(--ink-2);font-size:.95rem}
.file-drop{border:1.5px dashed var(--line-2);border-radius:12px;padding:16px;display:grid;gap:6px;text-align:center;background:var(--paper);cursor:pointer;position:relative}
.file-drop input{position:absolute;inset:0;opacity:0;cursor:pointer}
.file-drop b{font-weight:600}
.file-drop.has{border-color:var(--tide);background:var(--tide-wash)}

/* ---------- company ---------- */
.mvv{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid var(--line)}
@media (max-width:860px){.mvv{grid-template-columns:minmax(0,1fr)}}
.mvv>div{padding:26px 24px 26px 0;display:grid;gap:10px;align-content:start}
.mvv>div+div{padding-left:24px;border-left:1px solid var(--line)}
@media (max-width:860px){.mvv>div+div{padding-left:0;border-left:0;border-top:1px solid var(--line)}}
.mvv p{margin:0;font-family:var(--f-display);font-size:1.3rem;line-height:1.35;color:var(--ink)}
.leader{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr);gap:clamp(24px,4vw,56px);align-items:start}
@media (max-width:860px){.leader{grid-template-columns:minmax(0,1fr)}}
.leader .portrait{background:var(--band);border-radius:18px;aspect-ratio:4/5;position:relative;overflow:hidden;display:grid;place-items:end start;padding:22px;color:var(--band-ink)}
.leader .portrait img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.55}
.leader .portrait::after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(5,14,27,.92),rgba(5,14,27,.1) 60%)}
.leader .portrait div{position:relative;z-index:1;display:grid;gap:4px}
.leader .portrait b{font-family:var(--f-display);font-weight:500;font-size:1.6rem}
.leader .portrait span{font:500 .7rem var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:#E6BC66}
.creds{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
@media (max-width:560px){.creds{grid-template-columns:minmax(0,1fr)}}
.creds div{border:1px solid var(--line);border-radius:12px;padding:14px;display:grid;gap:4px;background:var(--surface)}
.creds strong{font-family:var(--f-display);font-weight:500;font-size:1.6rem}
.creds span{font-size:.86rem;color:var(--muted)}

/* ---------- legal ---------- */
.legal{max-width:760px;display:grid;gap:14px}
.legal h2{font-family:var(--f-display);font-weight:500;font-size:1.5rem;margin:24px 0 0}
.legal p,.legal li{color:var(--ink-2)}
.legal ul{padding-left:20px;display:grid;gap:6px;margin:0}
.legal .updated{font:500 .74rem var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}

/* ---------- ask a question ---------- */
.ask-card{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(20px,4vw,48px);align-items:start}
@media (max-width:860px){.ask-card{grid-template-columns:minmax(0,1fr)}}

/* v3.1 — scrollspy offsets, legal links, file drop states */
.inst-nav ~ section[id], .inst-nav ~ * section[id]{scroll-margin-top:136px}
@media (max-width:520px){.inst-nav ~ section[id], .inst-nav ~ * section[id]{scroll-margin-top:120px}}
section[id]{scroll-margin-top:84px}
.legal-links{display:flex;flex-wrap:wrap;gap:6px 18px;align-items:center}
.legal-links a{color:inherit;text-decoration:none;opacity:.85}
.legal-links a:hover{opacity:1;text-decoration:underline;text-underline-offset:3px}
.file-drop.drag{border-color:var(--tide);background:var(--tide-wash)}
.file-drop.has b{color:var(--ink)}
.notice.talk-first{grid-template-columns:minmax(0,1fr);background:var(--tide-wash);margin-top:6px}
.qa-more{justify-self:start;margin-top:14px}
.band .kv > div{border-color:rgba(255,255,255,.16)}
.band .kv dt{color:#E6BC66}
.band .kv dd{color:var(--band-ink)}
@media (max-width:374px){.sticky-cta .btn-row .btn.ghost{display:none}}
.dash-mock td:first-child{white-space:nowrap}
@media (max-width:640px){.dash-mock table{min-width:580px}.dash-mock td,.dash-mock th{padding-inline:10px}}
.form-card .consent,.consent{font-size:.78rem;color:var(--muted);line-height:1.5;margin:0}
@media (max-width:560px){[data-apply] .checks2{grid-template-columns:repeat(2,minmax(0,1fr))}[data-apply] .checks2 label{padding:9px 10px;font-size:.86rem}}
@media (max-width:340px){[data-apply] .checks2{grid-template-columns:minmax(0,1fr)}}

.pick-card{text-decoration:none;color:inherit;transition:border-color .15s,box-shadow .15s}
.pick-card .go{font-weight:600;font-size:.9rem;color:var(--tide)}
.pick-card:hover{border-color:var(--tide)}
.pick-card[aria-current="true"]{border-color:var(--tide);box-shadow:0 0 0 1px var(--tide) inset}
.pick-card[aria-current="true"] .go{visibility:hidden}
@media (max-width:960px){.pick-card p{display:none}.pick-card{padding:14px 16px;gap:4px}.pick-card h3{font-size:1.15rem}}
@media (max-width:560px){.sched-types{display:grid;grid-template-columns:minmax(0,1fr);border-radius:14px;width:100%;justify-self:stretch}.sched-types button{text-align:left;border-radius:10px}}

/* v3.2 — the two fee receipts stack whenever their container is too narrow for both (e.g. inside the lesson panel) */
.versus-wrap{container-type:inline-size}
@container (max-width: 760px){
  .versus{grid-template-columns:minmax(0,1fr);gap:10px}
  .versus .times{padding:0;font-size:2.4rem;line-height:1.1}
}
@container (max-width: 340px){
  .versus .stub .total{flex-direction:column;align-items:flex-start;gap:6px}
}